Banks in Texas

42 FDIC-insured banks headquartered in Texas, ranked by total assets.

Texas is home to 42 FDIC-insured banks holding a combined $617.52B in total assets and approximately $533.22B in deposits (Source: FDIC BankFind). These figures represent banks headquartered in Texas and may not include all branches of out-of-state banks operating in the state.

Charles Schwab Bank, SSB is the largest bank headquartered in Texas with $253.77B in total assets, indicating moderate market concentration among the largest institutions (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in Texas provides consumers with a range of options based on their banking preferences.

Total Banks

Combined Assets

$617.52B

Avg ROA

1.45%

Largest banks in Texas

Charles Schwab Bank, SSB

Charles Schwab Bank, SSB is the largest bank headquartered in Texas with $253.77B in total assets and 1 branches (Source: FDIC BankFind).

Frost Bank

Frost Bank is a major bank headquartered in Texas with $53.13B in total assets and 217 branches (Source: FDIC BankFind).

Prosperity Bank

Prosperity Bank is a major bank headquartered in Texas with $38.46B in total assets and 324 branches (Source: FDIC BankFind).

Texas Capital Bank

Texas Capital Bank is a major bank headquartered in Texas with $31.26B in total assets and 10 branches (Source: FDIC BankFind).

Charles Schwab Premier Bank, SSB

Charles Schwab Premier Bank, SSB is a major bank headquartered in Texas with $27.02B in total assets and 1 branches (Source: FDIC BankFind).

Banks headquartered in Texas

#	Bank	Total Assets	Deposits	ROA	Branches
1	Charles Schwab Bank, SSBWestlake	$253.77B	$230.50B	0.94%	1
2	Frost BankSan Antonio	$53.13B	$43.33B	1.26%	217
3	Prosperity BankEl Campo	$38.46B	$28.77B	1.44%	324
4	Texas Capital BankDallas	$31.26B	$26.74B	1.10%	10
5	Charles Schwab Premier Bank, SSBWestlake	$27.02B	$25.00B	1.47%	1
6	First Financial BankAbilene	$15.38B	$13.50B	1.64%	83
7	NexBankDallas	$13.94B	$10.80B	1.17%	3
8	PlainsCapital BankUniversity Park	$12.75B	$10.91B	1.05%	58
9	Stellar BankHouston	$10.79B	$9.07B	1.07%	51
10	Charles Schwab Trust BankWestlake	$10.43B	$9.64B	1.97%	1
11	International Bank of CommerceLaredo	$9.75B	$6.55B	2.92%	81
12	Amarillo National BankAmarillo	$9.55B	$8.34B	1.78%	35
13	Woodforest National BankThe Woodlands	$9.25B	$8.44B	1.53%	743
14	Southside BankTyler	$8.51B	$6.94B	0.97%	57
15	Sunflower Bank, National AssociationDallas	$8.47B	$7.17B	1.29%	73
16	The American National Bank of TexasTerrell	$6.88B	$6.52B	0.40%	28
17	TBK BANK, SSBDallas	$6.38B	$4.96B	0.53%	65
18	Broadway National BankSan Antonio	$5.89B	$5.33B	1.35%	35
19	Third Coast BankHumble	$5.34B	$4.63B	1.46%	19
20	Vantage Bank TexasSan Antonio	$4.94B	$4.46B	1.53%	23
21	Inwood National BankDallas	$4.55B	$3.97B	1.23%	12
22	First National Bank TexasKilleen	$4.51B	$3.99B	1.07%	356
23	Texas Exchange BankCrowley	$4.50B	$2.60B	0.77%	2
24	City BankLubbock	$4.48B	$3.95B	1.47%	34
25	VeraBank, National AssociationHenderson	$4.44B	$3.90B	1.50%	42
26	International Bank of CommerceBrownsville	$4.39B	$3.78B	2.18%	41
27	Texas Bank and Trust CompanyLongview	$4.38B	$3.79B	1.32%	22
28	Monet BankPlano	$3.55B	$1.13B	0.58%	6
29	Lone Star National BankPharr	$3.28B	$2.91B	1.94%	36
30	Austin Bank, Texas National AssociationJacksonville	$3.22B	$2.71B	1.92%	39
31	WestStar BankEl Paso	$3.15B	$2.70B	2.00%	14
32	Jefferson BankSan Antonio	$2.99B	$2.72B	0.99%	14
33	TIB National AssociationFarmers Branch	$2.97B	$2.45B	1.40%	5
34	Texas Regional BankHarlingen	$2.94B	$2.61B	0.54%	36
35	American First National BankHouston	$2.88B	$2.46B	1.60%	20
36	Susser BankDallas	$2.88B	$2.57B	0.96%	11
37	Wells Fargo Bank South Central, National AssociationHouston	$2.82B	$1.92B	1.48%	1
38	West Texas National BankMidland	$2.81B	$2.50B	1.83%	13
39	American Momentum BankCollege Station	$2.79B	$2.14B	1.78%	32
40	State Bank of TexasIrving	$2.77B	$2.24B	3.98%	7
41	Pinnacle BankFort Worth	$2.73B	$2.35B	1.14%	28
42	Community National BankMidland	$2.59B	$2.24B	2.27%	11

Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in Texas. Data last updated: April 2, 2026.

Credit unions in Texas

13 credit unions headquartered in Texas, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.

#	Credit Union	Total Assets	Members	ROA	Branches
1	RANDOLPH-BROOKSUNIVERSAL CITY	$19.20B	1,137,444	1.44%	N/A
2	SECURITY SERVICESan Antonio	$14.18B	738,238	0.57%	N/A
3	AMERICAN AIRLINESFort Worth	$9.30B	385,015	0.74%	N/A
4	COMMUNITYAMERICALenexa	$8.67B	617,156	0.78%	N/A
5	TEXAS DOW EMPLOYEESHouston	$5.04B	397,272	0.36%	N/A

Showing top 5 of 13 credit unions in Texas. View all credit unions

Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in Texas.

How to choose a bank in Texas

When choosing a bank in Texas, consider what matters most for your financial needs. Texas has 42 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.

Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.

All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.

Compare banks side by side Savings calculators Our methodology

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.