Banks in California

40 FDIC-insured banks headquartered in California, ranked by total assets.

California is home to 40 FDIC-insured banks holding a combined $507.62B in total assets and approximately $418.56B in deposits (Source: FDIC BankFind). These figures represent banks headquartered in California and may not include all branches of out-of-state banks operating in the state.

City National Bank is the largest bank headquartered in California with $98.43B in total assets, suggesting a relatively distributed banking market (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in California provides consumers with a range of options based on their banking preferences.

Total Banks

Combined Assets

$507.62B

Avg ROA

1.02%

Largest banks in California

City National Bank

City National Bank is the largest bank headquartered in California with $98.43B in total assets and 71 branches (Source: FDIC BankFind).

East West Bank

East West Bank is a major bank headquartered in California with $79.66B in total assets and 98 branches (Source: FDIC BankFind).

Banc of California

Banc of California is a major bank headquartered in California with $34.71B in total assets and 88 branches (Source: FDIC BankFind).

Axos Bank

Axos Bank is a major bank headquartered in California with $27.21B in total assets and 3 branches (Source: FDIC BankFind).

Cathay Bank

Cathay Bank is a major bank headquartered in California with $24.21B in total assets and 65 branches (Source: FDIC BankFind).

Banks headquartered in California

#	Bank	Total Assets	Deposits	ROA	Branches
1	City National BankLos Angeles	$98.43B	$78.54B	0.95%	71
2	East West BankPasadena	$79.66B	$67.21B	1.72%	98
3	Banc of CaliforniaLos Angeles	$34.71B	$28.00B	0.78%	88
4	Axos BankSan Diego	$27.21B	$23.51B	1.77%	3
5	Cathay BankLos Angeles	$24.21B	$20.91B	1.38%	65
6	Mechanics BankWalnut Creek	$22.37B	$19.04B	1.44%	173
7	Bank of HopeLos Angeles	$18.53B	$15.62B	0.42%	79
8	Citizens Business Bank, National AssociationOntario	$15.63B	$12.13B	1.39%	70
9	Bank of America California, National AssociationSan Francisco	$15.51B	$13.09B	0.54%	1
10	First Foundation BankIrvine	$11.88B	$9.31B	-1.10%	30
11	Farmers and Merchants Bank of Long BeachLong Beach	$11.80B	$8.95B	0.59%	27
12	Tri Counties BankChico	$9.82B	$8.27B	1.27%	77
13	Mizrahi Tefahot Bank, Ltd.Los Angeles	$8.66B	$4.04B	N/A	1
14	Hanmi BankLos Angeles	$7.82B	$6.69B	1.09%	34
15	SMBC MANUBANKLos Angeles	$7.68B	$6.57B	-2.43%	8
16	Preferred BankLos Angeles	$7.60B	$6.35B	1.84%	16
17	Poppy BankSanta Rosa	$7.59B	$5.91B	1.08%	38
18	First American Trust, FSBSanta Ana	$6.77B	$6.24B	1.59%	10
19	Westamerica BankSan Rafael	$5.92B	$4.84B	1.95%	76
20	Fremont BankFremont	$5.91B	$5.26B	1.15%	23
21	River City BankSacramento	$5.80B	$5.15B	1.27%	9
22	Heritage Bank of CommerceSan Jose	$5.76B	$4.91B	0.94%	17
23	Farmers & Merchants Bank of Central CaliforniaLodi	$5.69B	$4.99B	1.73%	34
24	CTBC Bank Corp. (USA)Los Angeles	$5.58B	$4.77B	0.83%	20
25	Bank of StocktonStockton	$4.78B	$3.74B	2.34%	21
26	Five Star BankRoseville	$4.75B	$4.21B	1.52%	9
27	American Business BankLos Angeles	$4.41B	$3.95B	1.27%	10
28	Royal Business BankLos Angeles	$4.20B	$3.40B	0.91%	25
29	California Bank of Commerce, National AssociationSan Diego	$4.03B	$3.39B	1.66%	14
30	Bank of MarinNovato	$3.90B	$3.45B	-0.89%	29
31	Bank of the SierraPorterville	$3.83B	$2.88B	1.28%	36
32	Commercial Bank of CaliforniaIrvine	$3.70B	$3.07B	1.16%	10
33	Community West BankFresno	$3.69B	$3.10B	1.18%	31
34	Exchange BankSanta Rosa	$3.30B	$2.88B	0.91%	21
35	PCB BankLos Angeles	$3.28B	$2.81B	1.18%	19
36	West Coast Community BankSanta Cruz	$2.88B	$2.48B	1.91%	10
37	Open BankLos Angeles	$2.65B	$2.28B	1.05%	17
38	United Business BankWalnut Creek	$2.58B	$2.22B	1.04%	34
39	AvidbankSan Jose	$2.56B	$2.19B	-0.76%	3
40	CalPrivate BankLa Jolla	$2.53B	$2.23B	1.70%	7

Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in California. Data last updated: April 2, 2026.

Credit unions in California

28 credit unions headquartered in California, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.

#	Credit Union	Total Assets	Members	ROA	Branches
1	SCHOOLSFIRSTSANTA ANA	$35.38B	1,548,619	0.72%	N/A
2	THE GOLDEN 1SACRAMENTO	$21.46B	1,181,184	0.54%	N/A
3	FIRST TECHNOLOGYSAN JOSE	$16.45B	709,298	0.19%	N/A
4	REDWOODSanta Rosa	$9.76B	409,914	1.49%	N/A
5	LOGIXValencia	$9.66B	257,619	0.89%	N/A

Showing top 5 of 28 credit unions in California. View all credit unions

Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in California.

How to choose a bank in California

When choosing a bank in California, consider what matters most for your financial needs. California has 40 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.

Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.

All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.

Compare banks side by side Savings calculators Our methodology

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.