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SMBC MANUBANK

ROA: Below Average

Los Angeles, CA | Charter: NM | Holding Company: SUMITOMO MITSUI FINL GROUP INC

Established: 1962-10-29

Total Assets

$7.68B

Total Deposits

$6.57B

Net Income

$-169843000

Branches

8

FDIC data last updated: April 2, 2026

Overview

SMBC MANUBANK is a community bank, headquartered in Los Angeles, CA. With $7.68B in total assets, SMBC MANUBANK holds a notable position in the U.S. banking landscape (Source: FDIC BankFind). The institution operates under a NM charter. It is part of the SUMITOMO MITSUI FINL GROUP INC holding company.

SMBC MANUBANK holds approximately $6.57B in total deposits (Source: FDIC BankFind). The bank operates 8 branches, indicating a more focused geographic footprint. Established 1962-10-29, the institution has a track record in the banking industry.

This profile uses publicly available government data to present a factual overview. It does not constitute an endorsement or recommendation of this institution. Consumers may wish to consider factors such as account fees, digital banking features, and customer service when evaluating any bank.

Financial Health Analysis

Return on Assets (ROA)

-2.43%

National avg: 1.21%

Return on Equity (ROE)

-17.37%

National avg: 11.47%

FDIC Insured

Yes

Up to $250,000 per depositor

SMBC MANUBANK reports a Return on Assets (ROA) of -2.43%, which is significantly below the national average of 1.21%, which may indicate weaker profitability (Source: FDIC BankFind). In practical terms, an ROA of -2.43% means that for every $100 in assets, the bank generates approximately $-2.43 in profit.

The bank's Return on Equity (ROE) is -17.37%, which is significantly below the national average of 11.47%, which may suggest challenges in generating shareholder returns (Source: FDIC BankFind). ROE measures how effectively a bank uses shareholder equity to generate profit.

SMBC MANUBANK reported negative net income of $-169843000 in the most recent reporting period (Source: FDIC BankFind). Net income reflects overall profitability after all expenses, taxes, and provisions.

Past financial performance does not guarantee future stability or profitability. These metrics reflect a single reporting period and may vary from quarter to quarter. Consult a licensed financial professional before making banking decisions based on financial data.

SMBC MANUBANK vs. national average

Return on Assets (ROA)Below average
SMBC MANUBANK
-2.43%
Nat'l avg
1.21%
Return on Equity (ROE)Below average
SMBC MANUBANK
-17.37%
Nat'l avg
11.47%

National averages calculated from all active FDIC-insured banks.

Customer Experience

CFPB complaint data is not available for SMBC MANUBANK. This is common for smaller community banks and does not indicate a problem. The CFPB Consumer Complaint Database primarily tracks complaints for larger financial institutions that serve a high volume of consumers.

Branch and Access

SMBC MANUBANK operates 8 branches, indicating a focused geographic presence (Source: FDIC BankFind). Smaller branch networks are common among community banks that serve specific local markets.

The bank is headquartered in Los Angeles, CA. Consumers considering this institution may want to verify branch locations near their home or workplace, as headquarter location does not always indicate where branches are concentrated.

Branch access is one factor in choosing a bank. Consumers who primarily use mobile and online banking may prioritize digital features and rates over physical branch proximity.

View banks in CA

How SMBC MANUBANK compares to similar-sized banks

BankAssets
SMBC MANUBANK$7.68B
Dime Community Bank$15.33B
Popular Bank$15.06B
Live Oak Banking Company$15.06B
Beal$14.51B

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.