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Hanmi Bank

ROA: Strong

Los Angeles, CA | Charter: NM | Holding Company: HANMI FINANCIAL CORP

Established: 1982-12-15

Total Assets

$7.82B

Total Deposits

$6.69B

Net Income

$84.2M

Branches

34

FDIC data last updated: April 2, 2026

Overview

Hanmi Bank is a community bank, headquartered in Los Angeles, CA. With $7.82B in total assets, Hanmi Bank holds a notable position in the U.S. banking landscape (Source: FDIC BankFind). The institution operates under a NM charter. It is part of the HANMI FINANCIAL CORP holding company.

Hanmi Bank holds approximately $6.69B in total deposits (Source: FDIC BankFind). The bank operates 34 branches, indicating a more focused geographic footprint. Established 1982-12-15, the institution has a track record in the banking industry.

This profile uses publicly available government data to present a factual overview. It does not constitute an endorsement or recommendation of this institution. Consumers may wish to consider factors such as account fees, digital banking features, and customer service when evaluating any bank.

Financial Health Analysis

Return on Assets (ROA)

1.09%

National avg: 1.21%

Return on Equity (ROE)

9.98%

National avg: 11.47%

FDIC Insured

Yes

Up to $250,000 per depositor

Hanmi Bank reports a Return on Assets (ROA) of 1.09%, which is below the national average of 1.21%, which may indicate lower profitability relative to assets (Source: FDIC BankFind). In practical terms, an ROA of 1.09% means that for every $100 in assets, the bank generates approximately $1.09 in profit.

The bank's Return on Equity (ROE) is 9.98%, which is below the national average of 11.47%, which may indicate lower efficiency in generating shareholder returns (Source: FDIC BankFind). ROE measures how effectively a bank uses shareholder equity to generate profit.

Hanmi Bank reported positive net income of $84.2M in the most recent reporting period (Source: FDIC BankFind). Net income reflects overall profitability after all expenses, taxes, and provisions.

Past financial performance does not guarantee future stability or profitability. These metrics reflect a single reporting period and may vary from quarter to quarter. Consult a licensed financial professional before making banking decisions based on financial data.

Hanmi Bank vs. national average

Return on Assets (ROA)Below average
Hanmi Bank
1.09%
Nat'l avg
1.21%
Return on Equity (ROE)Below average
Hanmi Bank
9.98%
Nat'l avg
11.47%

National averages calculated from all active FDIC-insured banks.

Customer Experience

CFPB complaint data is not available for Hanmi Bank. This is common for smaller community banks and does not indicate a problem. The CFPB Consumer Complaint Database primarily tracks complaints for larger financial institutions that serve a high volume of consumers.

Branch and Access

Hanmi Bank operates 34 branches, indicating a focused geographic presence (Source: FDIC BankFind). Smaller branch networks are common among community banks that serve specific local markets.

The bank is headquartered in Los Angeles, CA. Consumers considering this institution may want to verify branch locations near their home or workplace, as headquarter location does not always indicate where branches are concentrated.

Branch access is one factor in choosing a bank. Consumers who primarily use mobile and online banking may prioritize digital features and rates over physical branch proximity.

View banks in CA

How Hanmi Bank compares to similar-sized banks

BankAssets
Hanmi Bank$7.82B
Citizens Business Bank$15.63B
Bank of America California$15.51B
Toyota Financial Savings Bank$15.43B
First Financial Bank$15.38B

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.