Banks in New York

39 FDIC-insured banks headquartered in New York, ranked by total assets.

New York is home to 39 FDIC-insured banks holding a combined $1.96T in total assets and approximately $1.50T in deposits (Source: FDIC BankFind). These figures represent banks headquartered in New York and may not include all branches of out-of-state banks operating in the state.

Goldman Sachs Bank USA is the largest bank headquartered in New York with $645.00B in total assets, indicating moderate market concentration among the largest institutions (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in New York provides consumers with a range of options based on their banking preferences.

Total Banks

Combined Assets

$1.96T

Avg ROA

0.99%

Largest banks in New York

Goldman Sachs Bank USA

Goldman Sachs Bank USA is the largest bank headquartered in New York with $645.00B in total assets and 5 branches (Source: FDIC BankFind).

The Bank of New York Mellon

The Bank of New York Mellon is a major bank headquartered in New York with $381.00B in total assets and 12 branches (Source: FDIC BankFind).

Morgan Stanley Private Bank

Morgan Stanley Private Bank is a major bank headquartered in New York with $254.71B in total assets and 1 branches (Source: FDIC BankFind).

Manufacturers and Traders Trust Company

Manufacturers and Traders Trust Company is a major bank headquartered in New York with $212.89B in total assets and 983 branches (Source: FDIC BankFind).

Flagstar Bank

Flagstar Bank is a major bank headquartered in New York with $87.51B in total assets and 167 branches (Source: FDIC BankFind).

Banks headquartered in New York

#	Bank	Total Assets	Deposits	ROA	Branches
1	Goldman Sachs Bank USANew York	$645.00B	$438.33B	1.42%	5
2	The Bank of New York MellonNew York	$381.00B	$332.43B	1.31%	12
3	Morgan Stanley Private Bank, National AssociationPurchase	$254.71B	$222.60B	1.10%	1
4	Manufacturers and Traders Trust CompanyBuffalo	$212.89B	$171.49B	1.40%	983
5	Flagstar Bank, National AssociationHicksville	$87.51B	$66.00B	-0.14%	167
6	Bank of ChinaNew York	$61.89B	$23.14B	N/A	1
7	Deutsche Bank Trust Company AmericasNew York	$43.03B	$30.86B	1.86%	1
8	State Bank of IndiaNew York	$22.60B	$13.19B	N/A	1
9	Apple BankNew York	$19.22B	$15.71B	0.34%	82
10	Community Bank, National AssociationCanton	$17.00B	$14.55B	1.11%	203
11	Bank of BarodaNew York	$15.92B	$9.97B	N/A	1
12	NBT Bank, National AssociationNorwich	$15.88B	$13.63B	1.06%	177
13	Dime Community BankHauppauge	$15.33B	$12.95B	0.87%	65
14	Popular BankNew York	$15.06B	$12.03B	0.60%	39
15	Israel Discount Bank of New YorkNew York	$14.43B	$12.51B	0.54%	7
16	Safra National Bank of New YorkNew York	$12.46B	$10.76B	0.92%	6
17	Bank Hapoalim B.M.New York	$10.20B	$7.38B	N/A	1
18	Amalgamated BankNew York	$8.87B	$7.99B	1.26%	6
19	Flushing BankUniondale	$8.69B	$7.34B	0.42%	30
20	Tompkins Community BankIthaca	$8.68B	$7.13B	0.39%	59
21	Metropolitan Commercial BankNew York	$8.25B	$7.43B	0.97%	9
22	Ridgewood Savings BankRidgewood	$7.48B	$5.93B	0.50%	38
23	Bank of IndiaNew York	$7.03B	$5.43B	N/A	1
24	TrustCo BankGlenville	$6.44B	$5.56B	0.97%	135
25	Bessemer Trust Company, National AssociationNew York	$6.42B	$5.48B	2.96%	1
26	Five Star BankWarsaw	$6.24B	$5.29B	1.28%	49
27	Northfield BankStaten Island	$5.75B	$4.05B	0.05%	37
28	Mizuho Bank (USA)New York	$5.50B	$4.01B	1.36%	2
29	The Canandaigua National Bank and Trust CompanyCanandaigua	$5.32B	$4.38B	1.15%	26
30	Arrow Bank National AssociationGlens Falls	$4.42B	$3.94B	1.00%	38
31	Woori America BankNew York	$3.96B	$3.38B	0.95%	22
32	The Bank of East Asia Ltd.New York	$3.87B	$3.22B	N/A	1
33	Ponce Bank, National AssociationBronx	$3.21B	$2.06B	1.01%	13
34	The Bank of Greene CountyCatskill	$3.15B	$2.65B	1.27%	19
35	Industrial and Commercial Bank of China USA, National AssociationNew York	$2.90B	$2.21B	0.52%	14
36	Habib American BankNew York	$2.74B	$2.35B	0.82%	6
37	Chemung Canal Trust CompanyElmira	$2.71B	$2.28B	0.60%	30
38	Orange Bank & Trust CompanyMiddletown	$2.65B	$2.32B	1.67%	16
39	Interaudi BankNew York	$2.63B	$2.30B	1.12%	2

Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in New York. Data last updated: April 2, 2026.

Credit unions in New York

14 credit unions headquartered in New York, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.

#	Credit Union	Total Assets	Members	ROA	Branches
1	FOURLEAFBethpage	$14.04B	513,696	0.50%	N/A
2	UNITED NATIONSLONG ISLAND CIT	$10.28B	260,844	0.93%	N/A
3	TEACHERSSmithtown	$9.92B	472,407	0.83%	N/A
4	ESLRochester	$9.89B	463,379	1.03%	N/A
5	BROADVIEWAlbany	$8.99B	506,127	0.63%	N/A

Showing top 5 of 14 credit unions in New York. View all credit unions

Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in New York.

How to choose a bank in New York

When choosing a bank in New York, consider what matters most for your financial needs. New York has 39 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.

Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.

All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.

Compare banks side by side Savings calculators Our methodology

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.