Bank of China

New York, NY | Charter: OI

Established: 1912-01-01

Total Assets

$61.89B

Total Deposits

$23.14B

Net Income

N/A

Branches

FDIC data last updated: April 2, 2026

Overview

Bank of China is a large regional bank, headquartered in New York, NY. With $61.89B in total assets, Bank of China holds a notable position in the U.S. banking landscape (Source: FDIC BankFind). The institution operates under a OI charter.

Bank of China holds approximately $23.14B in total deposits (Source: FDIC BankFind). The bank operates 1 branch, indicating a more focused geographic footprint. Established 1912-01-01, the institution has a track record in the banking industry.

This profile uses publicly available government data to present a factual overview. It does not constitute an endorsement or recommendation of this institution. Consumers may wish to consider factors such as account fees, digital banking features, and customer service when evaluating any bank.

Financial Health Analysis

Return on Assets (ROA)

N/A

National avg: 1.21%

Return on Equity (ROE)

N/A

National avg: 11.47%

FDIC Insured

Yes

Up to $250,000 per depositor

Return on Assets (ROA) data is not currently available for Bank of China. This metric is typically reported in FDIC quarterly filings.

Return on Equity (ROE) data is not currently available for Bank of China.

Past financial performance does not guarantee future stability or profitability. These metrics reflect a single reporting period and may vary from quarter to quarter. Consult a licensed financial professional before making banking decisions based on financial data.

Bank of China vs. national average

National averages calculated from all active FDIC-insured banks.

Customer Experience

CFPB complaint data is not available for Bank of China. This is common for smaller community banks and does not indicate a problem. The CFPB Consumer Complaint Database primarily tracks complaints for larger financial institutions that serve a high volume of consumers.

Branch and Access

Bank of China operates 1 branch, indicating a focused geographic presence (Source: FDIC BankFind). Smaller branch networks are common among community banks that serve specific local markets.

The bank is headquartered in New York, NY. Consumers considering this institution may want to verify branch locations near their home or workplace, as headquarter location does not always indicate where branches are concentrated.

Branch access is one factor in choosing a bank. Consumers who primarily use mobile and online banking may prioritize digital features and rates over physical branch proximity.

View banks in NY

How Bank of China compares to similar-sized banks

Bank	Assets	Deposits	ROA	Branches
Bank of China	$61.89B	$23.14B	N/A	1
UBS	$119.32B	$104.63B	1.13%	1
Synchrony Bank	$112.11B	$83.38B	2.89%	2
USAA Federal Savings Bank	$107.99B	$93.39B	0.40%	2
Santander Bank	$104.15B	$82.14B	1.36%	373

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.