Banks in Arkansas

10 FDIC-insured banks headquartered in Arkansas, ranked by total assets.

Arkansas is home to 10 FDIC-insured banks holding a combined $139.58B in total assets and approximately $115.91B in deposits (Source: FDIC BankFind). These figures represent banks headquartered in Arkansas and may not include all branches of out-of-state banks operating in the state.

Bank OZK is the largest bank headquartered in Arkansas with $40.79B in total assets, indicating moderate market concentration among the largest institutions (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in Arkansas provides consumers with a range of options based on their banking preferences.

Total Banks

Combined Assets

$139.58B

Avg ROA

0.93%

Largest banks in Arkansas

Bank OZK

Bank OZK is the largest bank headquartered in Arkansas with $40.79B in total assets and 268 branches (Source: FDIC BankFind).

Arvest Bank

Arvest Bank is a major bank headquartered in Arkansas with $27.79B in total assets and 227 branches (Source: FDIC BankFind).

Simmons Bank

Simmons Bank is a major bank headquartered in Arkansas with $24.50B in total assets and 232 branches (Source: FDIC BankFind).

Centennial Bank

Centennial Bank is a major bank headquartered in Arkansas with $22.72B in total assets and 234 branches (Source: FDIC BankFind).

First Security Bank

First Security Bank is a major bank headquartered in Arkansas with $8.36B in total assets and 80 branches (Source: FDIC BankFind).

Banks headquartered in Arkansas

#	Bank	Total Assets	Deposits	ROA	Branches
1	Bank OZKLittle Rock	$40.79B	$33.38B	1.78%	268
2	Arvest BankFayetteville	$27.79B	$24.33B	0.51%	227
3	Simmons BankPine Bluff	$24.50B	$20.73B	-1.40%	232
4	Centennial BankConway	$22.72B	$17.90B	2.14%	234
5	First Security BankSearcy	$8.36B	$6.56B	1.81%	80
6	ENCORE BANKLittle Rock	$3.63B	$3.27B	0.19%	19
7	First Community BankBatesville	$3.42B	$2.77B	1.09%	35
8	Farmers Bank & Trust CompanyMagnolia	$3.05B	$2.73B	1.36%	38
9	Southern Bancorp BankArkadelphia	$2.78B	$2.12B	0.81%	57
10	First National BankParagould	$2.55B	$2.12B	1.02%	23

Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in Arkansas. Data last updated: April 2, 2026.

Credit unions in Arkansas

1 credit union headquartered in Arkansas, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.

#	Credit Union	Total Assets	Members	ROA	Branches
1	ARKANSASLittle Rock	$2.96B	172,336	1.21%	N/A

Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in Arkansas.

How to choose a bank in Arkansas

When choosing a bank in Arkansas, consider what matters most for your financial needs. Arkansas has 10 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.

Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.

All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.

Compare banks side by side Savings calculators Our methodology

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.