BankRankedThe Bank of Tampa
ROA: StrongTampa, FL | Charter: NM | Holding Company: TAMPA BAY BANKING CO
Established: 1973-03-30
Total Assets
$2.93B
Total Deposits
$2.62B
Net Income
$35.8M
Branches
13
FDIC data last updated: April 2, 2026
Overview
The Bank of Tampa is a community bank, headquartered in Tampa, FL. With $2.93B in total assets, The Bank of Tampa holds a notable position in the U.S. banking landscape (Source: FDIC BankFind). The institution operates under a NM charter. It is part of the TAMPA BAY BANKING CO holding company.
The Bank of Tampa holds approximately $2.62B in total deposits (Source: FDIC BankFind). The bank operates 13 branches, indicating a more focused geographic footprint. Established 1973-03-30, the institution has a track record in the banking industry.
This profile uses publicly available government data to present a factual overview. It does not constitute an endorsement or recommendation of this institution. Consumers may wish to consider factors such as account fees, digital banking features, and customer service when evaluating any bank.
Financial Health Analysis
Return on Assets (ROA)
1.19%
National avg: 1.21%
Return on Equity (ROE)
13.74%
National avg: 11.47%
FDIC Insured
Yes
Up to $250,000 per depositor
The Bank of Tampa reports a Return on Assets (ROA) of 1.19%, which is below the national average of 1.21%, which may indicate lower profitability relative to assets (Source: FDIC BankFind). In practical terms, an ROA of 1.19% means that for every $100 in assets, the bank generates approximately $1.19 in profit.
The bank's Return on Equity (ROE) is 13.74%, which is near or above the national average of 11.47%, suggesting adequate returns for shareholders (Source: FDIC BankFind). ROE measures how effectively a bank uses shareholder equity to generate profit.
The Bank of Tampa reported positive net income of $35.8M in the most recent reporting period (Source: FDIC BankFind). Net income reflects overall profitability after all expenses, taxes, and provisions.
Past financial performance does not guarantee future stability or profitability. These metrics reflect a single reporting period and may vary from quarter to quarter. Consult a licensed financial professional before making banking decisions based on financial data.
The Bank of Tampa vs. national average
National averages calculated from all active FDIC-insured banks.
Customer Experience
CFPB complaint data is not available for The Bank of Tampa. This is common for smaller community banks and does not indicate a problem. The CFPB Consumer Complaint Database primarily tracks complaints for larger financial institutions that serve a high volume of consumers.
Branch and Access
The Bank of Tampa operates 13 branches, indicating a focused geographic presence (Source: FDIC BankFind). Smaller branch networks are common among community banks that serve specific local markets.
The bank is headquartered in Tampa, FL. Consumers considering this institution may want to verify branch locations near their home or workplace, as headquarter location does not always indicate where branches are concentrated.
Branch access is one factor in choosing a bank. Consumers who primarily use mobile and online banking may prioritize digital features and rates over physical branch proximity.
View banks in FLHow The Bank of Tampa compares to similar-sized banks
| Bank | Assets |
|---|---|
| The Bank of Tampa | $2.93B |
| Northbrook Bank and Trust Company | $5.85B |
| River City Bank | $5.80B |
| Emigrant Bank | $5.78B |
| Heritage Bank of Commerce | $5.76B |
Data Sources
FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/
CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/
Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/
BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.