Banks in New Jersey

15 FDIC-insured banks headquartered in New Jersey, ranked by total assets.

New Jersey is home to 15 FDIC-insured banks holding a combined $175.92B in total assets and approximately $140.93B in deposits (Source: FDIC BankFind). These figures represent banks headquartered in New Jersey and may not include all branches of out-of-state banks operating in the state.

Valley National Bank is the largest bank headquartered in New Jersey with $64.06B in total assets, indicating moderate market concentration among the largest institutions (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in New Jersey provides consumers with a range of options based on their banking preferences.

Total Banks

Combined Assets

$175.92B

Avg ROA

0.93%

Largest banks in New Jersey

Valley National Bank

Valley National Bank is the largest bank headquartered in New Jersey with $64.06B in total assets and 238 branches (Source: FDIC BankFind).

Provident Bank

Provident Bank is a major bank headquartered in New Jersey with $24.95B in total assets and 145 branches (Source: FDIC BankFind).

OceanFirst Bank

OceanFirst Bank is a major bank headquartered in New Jersey with $14.47B in total assets and 42 branches (Source: FDIC BankFind).

ConnectOne Bank

ConnectOne Bank is a major bank headquartered in New Jersey with $13.99B in total assets and 61 branches (Source: FDIC BankFind).

Columbia Bank

Columbia Bank is a major bank headquartered in New Jersey with $11.02B in total assets and 69 branches (Source: FDIC BankFind).

Banks headquartered in New Jersey

#	Bank	Total Assets	Deposits	ROA	Branches
1	Valley National BankPassaic	$64.06B	$52.31B	0.99%	238
2	Provident BankJersey City	$24.95B	$19.32B	1.28%	145
3	OceanFirst Bank, National AssociationToms River	$14.47B	$11.04B	0.61%	42
4	ConnectOne BankEnglewood Cliffs	$13.99B	$11.30B	0.77%	61
5	Columbia BankFair Lawn	$11.02B	$8.53B	0.48%	69
6	Cross River BankFort Lee	$8.06B	$6.19B	0.29%	1
7	Kearny BankKearny	$7.61B	$5.74B	0.43%	40
8	Peapack Private Bank & TrustBedminster	$7.52B	$6.60B	0.57%	19
9	Spencer Savings Bank, SLAElmwood Park	$4.04B	$3.15B	0.44%	28
10	First BankHamilton	$3.96B	$3.20B	1.11%	26
11	Sumitomo Mitsui Trust Bank (U.S.A.) LimitedHoboken	$3.77B	$3.17B	1.94%	1
12	Manasquan BankManasquan	$3.43B	$2.97B	0.85%	15
13	BCB Community BankBayonne	$3.28B	$2.67B	-0.27%	27
14	Unity BankClinton	$2.96B	$2.32B	1.88%	22
15	Amboy BankOld Bridge	$2.81B	$2.41B	2.58%	23

Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in New Jersey. Data last updated: April 2, 2026.

Credit unions in New Jersey

1 credit union headquartered in New Jersey, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.

#	Credit Union	Total Assets	Members	ROA	Branches
1	AFFINITYBasking Ridge	$4.42B	242,194	0.23%	N/A

Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in New Jersey.

How to choose a bank in New Jersey

When choosing a bank in New Jersey, consider what matters most for your financial needs. New Jersey has 15 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.

Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.

All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.

Compare banks side by side Savings calculators Our methodology

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.