Banks in Florida

16 FDIC-insured banks headquartered in Florida, ranked by total assets.

Florida is home to 16 FDIC-insured banks holding a combined $292.03B in total assets and approximately $241.64B in deposits (Source: FDIC BankFind). These figures represent banks headquartered in Florida and may not include all branches of out-of-state banks operating in the state.

SouthState Bank is the largest bank headquartered in Florida with $67.18B in total assets, suggesting a relatively distributed banking market (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in Florida provides consumers with a range of options based on their banking preferences.

Total Banks

Combined Assets

$292.03B

Avg ROA

1.08%

Largest banks in Florida

SouthState Bank

SouthState Bank is the largest bank headquartered in Florida with $67.18B in total assets and 370 branches (Source: FDIC BankFind).

EverBank

EverBank is a major bank headquartered in Florida with $46.03B in total assets and 44 branches (Source: FDIC BankFind).

Raymond James Bank

Raymond James Bank is a major bank headquartered in Florida with $43.37B in total assets and 1 branches (Source: FDIC BankFind).

BankUnited

BankUnited is a major bank headquartered in Florida with $35.03B in total assets and 55 branches (Source: FDIC BankFind).

City National Bank of Florida

City National Bank of Florida is a major bank headquartered in Florida with $28.05B in total assets and 31 branches (Source: FDIC BankFind).

Banks headquartered in Florida

#	Bank	Total Assets	Deposits	ROA	Branches
1	SouthState Bank, National AssociationWinter Haven	$67.18B	$55.22B	1.40%	370
2	EverBank, National AssociationJacksonville	$46.03B	$36.96B	0.72%	44
3	Raymond James BankSaint Petersburg	$43.37B	$39.28B	1.47%	1
4	BankUnited, National AssociationMiami Lakes	$35.03B	$29.61B	0.89%	55
5	City National Bank of FloridaMiami	$28.05B	$21.94B	0.96%	31
6	Seacoast National BankStuart	$20.83B	$16.26B	0.91%	116
7	Amerant Bank, National AssociationCoral Gables	$9.76B	$7.80B	0.64%	23
8	Ocean BankMiami	$7.44B	$6.27B	0.92%	24
9	Emigrant BankMiami	$5.78B	$4.31B	1.35%	6
10	Banesco USAMiami	$5.48B	$4.58B	1.13%	5
11	Bradesco BankCoral Gables	$5.47B	$4.60B	0.94%	1
12	Capital City BankTallahassee	$4.38B	$3.76B	1.46%	67
13	First Federal BankLake City	$4.31B	$3.20B	0.58%	29
14	Banco do Brasil AmericasMiami	$3.21B	$2.84B	1.63%	4
15	The Bank of TampaTampa	$2.93B	$2.62B	1.19%	13
16	U. S. Century BankDoral	$2.79B	$2.36B	1.10%	10

Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in Florida. Data last updated: April 2, 2026.

Credit unions in Florida

14 credit unions headquartered in Florida, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.

#	Credit Union	Total Assets	Members	ROA	Branches
1	SUNCOASTTAMPA	$19.68B	1,377,016	1.15%	N/A
2	VYSTARJacksonville	$13.72B	1,047,447	0.41%	N/A
3	SPACE COASTMelbourne	$9.12B	699,155	0.83%	N/A
4	MIDFLORIDALakeland	$8.79B	488,867	1.44%	N/A
5	FAIRWINDSORLANDO	$5.05B	247,428	1.13%	N/A

Showing top 5 of 14 credit unions in Florida. View all credit unions

Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in Florida.

How to choose a bank in Florida

When choosing a bank in Florida, consider what matters most for your financial needs. Florida has 16 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.

Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.

All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.

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Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.