BankRankedMICHIGAN SCHOOLS AND GOVERNMENT
ROA: StrongCredit UnionClinton Townshi, MI | NCUA Charter #62049
Total Assets
$4.28B
Total Shares/Deposits
$3.54B
Members
161,135
Branches
N/A
NCUA data last updated: April 2, 2026
Overview
MICHIGAN SCHOOLS AND GOVERNMENT is a federally insured credit union headquartered in Clinton Townshi, MI. As a member-owned cooperative, it operates on a not-for-profit basis, meaning surplus revenue is typically returned to members through lower loan rates, higher savings rates, and reduced fees (Source: NCUA).
With $4.28B in total assets, MICHIGAN SCHOOLS AND GOVERNMENT serves 161,135 members. Credit union membership typically requires meeting specific eligibility criteria such as employer, geographic area, or association membership. Check with the credit union directly for current membership requirements.
Financial Health
Return on Assets (ROA)
1.15%
Net Income
N/A
NCUA Insured
Yes
Up to $250,000 per depositor
MICHIGAN SCHOOLS AND GOVERNMENT reports a return on assets (ROA) of 1.15%, which is below the national bank average of 1.21%. Note: credit union ROA is not directly comparable to bank ROA because credit unions operate as not-for-profits and typically aim for modest surpluses rather than maximizing returns. A lower ROA at a credit union does not necessarily indicate weaker financial health (Source: NCUA Quarterly Call Report).
All deposits at MICHIGAN SCHOOLS AND GOVERNMENT are insured up to $250,000 per depositor by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. This provides the same level of protection as FDIC insurance at banks.
Member Experience
MICHIGAN SCHOOLS AND GOVERNMENT serves 161,135 members. As a cooperative, each member has an equal ownership stake and voting rights regardless of account balance. This governance structure means the institution's priorities are set by members rather than external investors.
Total shares and deposits held at MICHIGAN SCHOOLS AND GOVERNMENT are $3.54B. At credit unions, deposit accounts are technically "share accounts" because each deposit represents an ownership share in the cooperative.
BankRanked does not have access to MICHIGAN SCHOOLS AND GOVERNMENT's specific fee schedules, account minimums, or current rates. For the most accurate and up-to-date information on products, rates, and membership eligibility, contact MICHIGAN SCHOOLS AND GOVERNMENT directly or visit their official website. The NCUA also provides financial data at ncua.gov.
Data Sources
FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/
CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/
Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/
NCUA Quarterly Call Report Data: Financial data for all federally insured credit unions including assets, shares, loans, membership, and branches. https://ncua.gov/analysis/credit-union-corporate-call-report-data
BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.