BankRankedFDIC Insurance Calculator
Check how much of your bank deposits are covered by FDIC insurance. Coverage is $250,000 per depositor, per ownership category, per bank.
Calculator Disclaimer
This calculator is for educational and illustrative purposes only. It does not constitute financial advice. Results are estimates based on the inputs you provide and may not reflect actual returns. BankRanked is not a bank, credit union, or financial advisor. Consult a qualified financial professional before making financial decisions.
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Account 1
Account 2
Account 3
Coverage Summary
Total Balance
$750K
FDIC Insured
$750K
Uninsured
$0
| Account | Balance | Coverage Limit | Insured | Uninsured |
|---|---|---|---|---|
| Single Account | $150K | $250K | $150K | $0 |
| Joint Account | $400K | $500K | $400K | $0 |
| Retirement Account (IRA) | $200K | $250K | $200K | $0 |
FDIC insurance covers $250,000 per depositor, per insured bank, for each ownership category. Joint accounts are insured up to $250,000 per co-owner. This calculator provides estimates only. For official guidance, visit fdic.gov/edie.