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APY Comparison Calculator

Compare up to 4 different APYs side by side. See how even small rate differences compound over time.

Calculator Disclaimer

This calculator is for educational and illustrative purposes only. It does not constitute financial advice. Results are estimates based on the inputs you provide and may not reflect actual returns. BankRanked is not a bank, credit union, or financial advisor. Consult a qualified financial professional before making financial decisions.

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Period4.50% APY4.00% APY3.50% APY3.00% APY
1 Year$10K
+$450
$10K
+$400
$10K
+$350
$10K
+$300
3 Years$11K
+$1K
$11K
+$1K
$11K
+$1K
$11K
+$927
5 Years$12K
+$2K
$12K
+$2K
$12K
+$2K
$12K
+$2K
10 Years$16K
+$6K
$15K
+$5K
$14K
+$4K
$13K
+$3K

10-Year Difference: Highest vs Lowest Rate

$2K

The difference between 4.50% and 3.00% APY on $10K over 10 years.

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