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The Bank of Missouri

ROA: Strong

Perryville, MO | Charter: NM | Holding Company: RELIABLE CMTY BANCSHARES INC

Established: 1891-11-07

Total Assets

$3.04B

Total Deposits

$2.50B

Net Income

$50.5M

Branches

29

FDIC data last updated: April 2, 2026

Overview

The Bank of Missouri is a community bank, headquartered in Perryville, MO. With $3.04B in total assets, The Bank of Missouri holds a notable position in the U.S. banking landscape (Source: FDIC BankFind). The institution operates under a NM charter. It is part of the RELIABLE CMTY BANCSHARES INC holding company.

The Bank of Missouri holds approximately $2.50B in total deposits (Source: FDIC BankFind). The bank operates 29 branches, indicating a more focused geographic footprint. Established 1891-11-07, the institution has a track record in the banking industry.

This profile uses publicly available government data to present a factual overview. It does not constitute an endorsement or recommendation of this institution. Consumers may wish to consider factors such as account fees, digital banking features, and customer service when evaluating any bank.

Financial Health Analysis

Return on Assets (ROA)

1.65%

National avg: 1.21%

Return on Equity (ROE)

15.33%

National avg: 11.47%

FDIC Insured

Yes

Up to $250,000 per depositor

The Bank of Missouri reports a Return on Assets (ROA) of 1.65%, which is near or above the national average of 1.21%, which typically suggests adequate profitability (Source: FDIC BankFind). In practical terms, an ROA of 1.65% means that for every $100 in assets, the bank generates approximately $1.65 in profit.

The bank's Return on Equity (ROE) is 15.33%, which is above the national average of 11.47%, suggesting the bank generally generates strong returns for shareholders (Source: FDIC BankFind). ROE measures how effectively a bank uses shareholder equity to generate profit.

The Bank of Missouri reported positive net income of $50.5M in the most recent reporting period (Source: FDIC BankFind). Net income reflects overall profitability after all expenses, taxes, and provisions.

Past financial performance does not guarantee future stability or profitability. These metrics reflect a single reporting period and may vary from quarter to quarter. Consult a licensed financial professional before making banking decisions based on financial data.

The Bank of Missouri vs. national average

Return on Assets (ROA)Above average
The Bank of Missouri
1.65%
Nat'l avg
1.21%
Return on Equity (ROE)Above average
The Bank of Missouri
15.33%
Nat'l avg
11.47%

National averages calculated from all active FDIC-insured banks.

Customer Experience

CFPB complaint data is not available for The Bank of Missouri. This is common for smaller community banks and does not indicate a problem. The CFPB Consumer Complaint Database primarily tracks complaints for larger financial institutions that serve a high volume of consumers.

Branch and Access

The Bank of Missouri operates 29 branches, indicating a focused geographic presence (Source: FDIC BankFind). Smaller branch networks are common among community banks that serve specific local markets.

The bank is headquartered in Perryville, MO. Consumers considering this institution may want to verify branch locations near their home or workplace, as headquarter location does not always indicate where branches are concentrated.

Branch access is one factor in choosing a bank. Consumers who primarily use mobile and online banking may prioritize digital features and rates over physical branch proximity.

View banks in MO

How The Bank of Missouri compares to similar-sized banks

BankAssets
The Bank of Missouri$3.04B
Choice Financial Group$5.95B
Westamerica Bank$5.92B
Fremont Bank$5.91B
Broadway National Bank$5.89B

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.