BankRankedBanks in Georgia
5 FDIC-insured banks headquartered in Georgia, ranked by total assets.
Georgia is home to 5 FDIC-insured banks holding a combined $46.60B in total assets and approximately $38.66B in deposits (Source: FDIC BankFind). These figures represent banks headquartered in Georgia and may not include all branches of out-of-state banks operating in the state.
Ameris Bank is the largest bank headquartered in Georgia with $27.43B in total assets, representing a concentrated market where one institution holds the majority of state-headquartered bank assets (Source: FDIC BankFind). The mix of national banks, regional institutions, and community banks in Georgia provides consumers with a range of options based on their banking preferences.
Total Banks
5
Combined Assets
$46.60B
Avg ROA
1.57%
Largest banks in Georgia
Ameris Bank is the largest bank headquartered in Georgia with $27.43B in total assets and 178 branches (Source: FDIC BankFind).
RBC Bank, (Georgia) is a major bank headquartered in Georgia with $8.04B in total assets and 1 branches (Source: FDIC BankFind).
Metro City Bank is a major bank headquartered in Georgia with $4.71B in total assets and 31 branches (Source: FDIC BankFind).
Colony Bank is a major bank headquartered in Georgia with $3.72B in total assets and 34 branches (Source: FDIC BankFind).
Georgia Banking Company is a major bank headquartered in Georgia with $2.69B in total assets and 9 branches (Source: FDIC BankFind).
Banks headquartered in Georgia
| # | Bank | Total Assets |
|---|---|---|
| 1 | Ameris Bank | $27.43B |
| 2 | RBC Bank, (Georgia) National Association | $8.04B |
| 3 | Metro City Bank | $4.71B |
| 4 | Colony Bank | $3.72B |
| 5 | Georgia Banking Company | $2.69B |
Source: FDIC BankFind, most recent quarterly data. Only includes banks headquartered in Georgia. Data last updated: April 2, 2026.
Credit unions in Georgia
3 credit unions headquartered in Georgia, ranked by total assets. Credit unions are member-owned cooperatives insured by the NCUA.
| # | Credit Union | Total Assets |
|---|---|---|
| 1 | DELTA COMMUNITY | $8.93B |
| 2 | ROBINS FINANCIAL | $4.79B |
| 3 | GEORGIA'S OWN | $4.38B |
Source: NCUA Quarterly Call Report Data. Only includes credit unions headquartered in Georgia.
How to choose a bank in Georgia
When choosing a bank in Georgia, consider what matters most for your financial needs. Georgia has 5 FDIC-insured banks headquartered in the state, plus additional out-of-state banks with local branches. Each institution offers different strengths in terms of branch access, product variety, and community focus.
Consider whether branch access matters to you. If you prefer in-person banking, look for institutions with branches near your home or workplace. If you primarily use mobile and online banking, you may want to prioritize digital features and compare interest rates, as online-focused banks often offer higher savings APYs.
All banks listed on this page are FDIC-insured, meaning deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category (Source: FDIC). Beyond FDIC insurance, compare factors such as monthly maintenance fees, ATM networks, minimum balance requirements, and customer service availability. The CFPB recommends comparing at least three institutions before opening a new account.
Data Sources
FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/
CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/
Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/
BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.