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Morgan Stanley Bank, National Association

ROA: Strong

Salt Lake City, UT | Charter: N | Holding Company: MORGAN STANLEY

Established: 1990-05-25

Total Assets

$253.35B

Total Deposits

$205.15B

Net Income

$4.50B

Branches

1

FDIC data last updated: April 2, 2026

Overview

Morgan Stanley Bank is one of the largest banks in the United States, headquartered in Salt Lake City, UT. With $253.35B in total assets, Morgan Stanley Bank holds a notable position in the U.S. banking landscape (Source: FDIC BankFind). The institution operates under a N charter. It is part of the MORGAN STANLEY holding company.

Morgan Stanley Bank holds approximately $205.15B in total deposits (Source: FDIC BankFind). The bank operates 1 branch, indicating a more focused geographic footprint. Established 1990-05-25, the institution has a track record in the banking industry.

This profile uses publicly available government data to present a factual overview. It does not constitute an endorsement or recommendation of this institution. Consumers may wish to consider factors such as account fees, digital banking features, and customer service when evaluating any bank.

Financial Health Analysis

Return on Assets (ROA)

1.86%

National avg: 1.21%

Return on Equity (ROE)

18.47%

National avg: 11.47%

FDIC Insured

Yes

Up to $250,000 per depositor

Morgan Stanley Bank reports a Return on Assets (ROA) of 1.86%, which is above the national average of 1.21%, which generally indicates stronger profitability relative to assets (Source: FDIC BankFind). In practical terms, an ROA of 1.86% means that for every $100 in assets, the bank generates approximately $1.86 in profit.

The bank's Return on Equity (ROE) is 18.47%, which is above the national average of 11.47%, suggesting the bank generally generates strong returns for shareholders (Source: FDIC BankFind). ROE measures how effectively a bank uses shareholder equity to generate profit.

Morgan Stanley Bank reported positive net income of $4.50B in the most recent reporting period (Source: FDIC BankFind). Net income reflects overall profitability after all expenses, taxes, and provisions.

Past financial performance does not guarantee future stability or profitability. These metrics reflect a single reporting period and may vary from quarter to quarter. Consult a licensed financial professional before making banking decisions based on financial data.

Morgan Stanley Bank vs. national average

Return on Assets (ROA)Above average
Morgan Stanley Bank
1.86%
Nat'l avg
1.21%
Return on Equity (ROE)Above average
Morgan Stanley Bank
18.47%
Nat'l avg
11.47%

National averages calculated from all active FDIC-insured banks.

Customer Experience

CFPB complaint data is not available for Morgan Stanley Bank. This is common for smaller community banks and does not indicate a problem. The CFPB Consumer Complaint Database primarily tracks complaints for larger financial institutions that serve a high volume of consumers.

Branch and Access

Morgan Stanley Bank operates 1 branch, indicating a focused geographic presence (Source: FDIC BankFind). Smaller branch networks are common among community banks that serve specific local markets.

The bank is headquartered in Salt Lake City, UT. Consumers considering this institution may want to verify branch locations near their home or workplace, as headquarter location does not always indicate where branches are concentrated.

Branch access is one factor in choosing a bank. Consumers who primarily use mobile and online banking may prioritize digital features and rates over physical branch proximity.

View banks in UT

How Morgan Stanley Bank compares to similar-sized banks

BankAssets
Morgan Stanley Bank$253.35B
The Bank of New York Mellon$381.00B
State Street Bank and Trust Company$360.68B
TD Bank$346.19B
Morgan Stanley Private Bank$254.71B

Compare Morgan Stanley Bank

Data Sources

FDIC BankFind: Financial data including total assets, deposits, net income, ROA, and ROE for all FDIC-insured institutions. https://banks.data.fdic.gov/

CFPB Consumer Complaint Database: Consumer complaint data by institution, including complaint volumes, response rates, and top issue categories. https://www.consumerfinance.gov/data-research/consumer-complaints/

Federal Reserve Economic Data (FRED): Interest rate benchmarks including the Federal Funds Rate, Treasury yields, and national savings rate averages. https://fred.stlouisfed.org/

BankRanked is not a bank, credit union, or financial advisor. This content is for educational purposes only and does not constitute financial advice. All data is sourced from publicly available government databases (FDIC, NCUA, CFPB, FRED). Consult a licensed financial professional before making banking decisions.